Rates > Interest Checking, Insured Money Market & Savings

Rates Effective: 11/15/2011

Product	Rate	APY*	Interest Compounding	Minimum to Open
Interest Checking
$0 - $24,999	.25%	.25%	Monthly	$100
$25,000 & above	.25%	.25%	Monthly
Business Interest Checking
$0 - $24,999	.25%	.25%	Monthly	$500
$25,000 & above	.25%	.25%	Monthly
Non-Prof/Public Fds Int. Chkg
$0 - $24,999	.25%	.25%	Monthly	$200
$25,000 & above	.25%	.25%	Monthly
Relationship Checking
$0 - $24,999	.50%	.50%	Monthly	$500
$25,000 & above	.50%	.50%	Monthly
Savings	0.50%	0.50%	Quarterly	$100
Minor Savings	0.50%	0.50%	Quarterly	$50
Christmas Club Savings	0.50%	0.50%	Annually	$10
Money Market Checking			Monthly	$1,000
Business Money Market Checking			Monthly	$1,000
Non-Profit/Public Funds MM			Monthly	$1,000
$0 - $24,999	0.30%	0.30%
$25,000 - $49,999	0.30%	0.30%
$50,000 - $99,999	0.30%	0.30%
$100,000 - $199,999.99	0.60%	0.60%
$200,000 & over	0.90%	0.90%
* APY = Annual Percentage Yield
Rates may change on variable rate accounts after they have been opened resulting in a different APY than what was quoted at account opening. In addition, fees on some accounts could reduce the annual earnings.