Personal Products > Savings Accounts Checking Accounts | Preferred Rewards™ | Savings Accounts
Savings Account
- Competitive interest rate paid quarterly (Rate may vary at the
discretion of the bank.)
- $1.50 quarterly service charge waived if a balance of $100 is
maintained for the quarter
- 9 free debits/withdrawals per quarter*
- $100 minimum to open
Minor Savings
- For customers 18 years of age and under
- Competitive interest rate paid quarterly (Rate may vary at the
discretion of the bank)
- 75˘ quarterly service charge waived if a balance of $50 is
maintained for the quarter
- 9 free debits/withdrawals per quarter*
- $50 minimum to open
*Withdrawals or transfers from a Savings Account or a Minor
Savings account are limited by regulation to 6 per month with no
transfers by check, draft, debit card or similar order to third
parties. A transaction fee of $1 is charged for each debit
transaction in excess of 9 during the statement cycle.
Certificates of Deposit (CDs)
- Choice of maturities ranging from 3 months to 6 years*
- Competitive interest rates fixed for the term of the CD
- Convenient interest payment choices including payment to your
checking account
- Interest compounding based on the term
- $1,000 minimum to open
Individual Retirement Accounts (IRAs)
- Choice of CD maturities ranging from 3 month to 6 years*
- Competitive interest rates- fixed for the term of the CD or
variable on the 18 month term
- Periodic distribution for eligible individuals available by
check or transfer to another account
- Interest compounding based on the term
- $100 minimum to open
*Early withdrawal penalties may apply based on the term of the
Certificate of Deposit or IRA
Christmas Club Savings
- $10 minimum to open
- No service charge
- A check for the balance plus the interest is conveniently issued
in November each year - just in time for your Holiday shopping
- Competitive interest rate paid annually in November (Rate may
vary at the discretion of the bank)
- Deposits to the account can be set up as automatic transfers. No
withdrawals are allowed prior to the November payment
For specific account disclosures please refer to the applicable
disclosure statement (“Deposit Agreement and Disclosure”) which was
given to you at account opening. Interest Checking, Insured Money
Market & Savings Rates |