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Personal Products > Checking Accounts Checking Accounts | Preferred Rewards™ | Savings Accounts
FREE Checking
- FREE: Debit/ATM card, first box of checks, BankWise™ online banking and WisePay™ bill pay¹ (Fees for other services may apply)
- No monthly service charge and no transaction limitations
- $100 minimum to open, and no minimum balance required
- Free transactions at Shazam Privileged Status ATMs, and no Old Missouri Bank charges at foreign ATMs
(other banks' fees may apply)
Regular Checking
- FREE: Debit/ATM card, first box of checks, BankWise™ online banking and WisePay™ bill pay¹
- $100 minimum to open, and a $250 minimum daily balance required to avoid $5 monthly service charge²
- Images of checks may be mailed with monthly statement
- Free transactions at Shazam Privileged Status ATMs, and no Old Missouri Bank charges at foreign ATMs
(other banks' fees may apply)
Interest Checking
- Competitive rate of interest paid each month
(rate may vary at the discretion of the bank)
- FREE: Debit/ATM card, first box of checks, BankWise™ online banking and WisePay™ bill pay¹
- $100 minimum to open, and $1,000 minimum daily balance required to avoid an $8 monthly service charge²
- Images of checks may be mailed with monthly statement
- Free transactions at Shazam Privileged Status ATMs, and no Old Missouri Bank charges at foreign ATMs
(other banks' fees may apply)
Relationship Interest Checking
- Competitive rate of interest paid each month
(rate may vary at the discretion of the bank)
- FREE: Debit/ATM card, first box of checks, BankWise™ online banking and WisePay™ bill pay¹
- $500 to open, and $1,000 combined checking and money market minimum daily balance required to avoid a $10 monthly service charge
- Images of checks may be mailed with monthly statement
- Unlimited transactions
- Free transactions at Shazam Privileged Status ATMs, and no Old Missouri Bank charges at foreign ATMs
(other banks' fees may apply)
Premier Senior Relationship Checking
- Competitive rate of interest paid each month
(rate may vary at the discretion of the bank)
- FREE: Debit/ATM card, checking and money market checks, BankWise™ online banking and WisePay™ bill pay¹
- Offers preferred rates on CDs and IRAs, free checks, and membership in the Premier Senior Club
- $500 minimum to open, and $2,000 combined Relationship Interest Checking and money market minimum daily balance required to receive extra rewards
- Images of checks may be mailed with monthly statement
- Unlimited transactions
- Free transactions at Shazam Privileged Status ATMs, and no Old Missouri Bank charges at foreign ATMs
(other banks' fees may apply)
Money Market Checking
- Tiered rates of interest paid each month on the daily balance
(rate may vary at the discretion of the bank)
- $1,000 minimum to open, and $1,000 (minimum) daily balance required to avoid $10 monthly service charge
- Six free debits/withdrawals each statement cycle³
- Free BankWise™ online banking
- Free transactions at Shazam Privileged Status ATMs, and no Old Missouri Bank charges at foreign ATMs
(other banks' fees may apply)
- WisePay™ bill pay service is free with at least one transaction every two months and users receive 25 free transactions per month. With BankWise™ online banking, a 25¢ fee per image applies if you access more than 2 images per month. Please see the BankwiseOnline/WisePay™ page for additional information.
- Regular Checking and Interest Checking both include 40 free paid checks/debits each statement cycle – $ .15 for each additional check or debit paid in the statement cycle. Please refer to specific disclosures at the time of account opening.
- Checks, withdrawals or transfers from an insured money market account are limited by regulation to six per statement cycle. A transaction fee of $1 is charged for any debit transaction in excess of six during the statement cycle.
- For specific account disclosures please refer to the applicable disclosure statement ("Deposit Agreement and Disclosure"), which was given to you at account opening.
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