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BANKWISEONLINE IS NOW MORE SECURE


INTRODUCING PASSMARK™ A NEW LAYER OF SECURITY

Old Missouri National Bank is working hard to add additional security measures to our online banking services so that our customers have the confidence that their information is being protected.

Within the next month, Old Missouri National Bank will be adding an additional layer of security that will change the way you log into our internet banking service. These changes will provide even greater levels of protection against fraudulent attacks such as phishing, spoofing, key logging and identify theft. All users will be required to select challenge questions and answers, select a unique image and create a personal description for the image that is only known by you. Each time you log in thereafter, the image will appear to verify to you that you are on the official Old Missouri National Bank’s website before entering your password. You will not have to select a new password during this process.

The final level of the new security is the authentication of your computer. Old Missouri National Bank has the ability to recognize the computer or computers from which you usually log on. If our system detects a suspicious login due to an unfamiliar computer, it will automatically present you with challenge questions that were previously selected.


ONCE THE NEW LAYERS OF SECURITY ARE IN PLACE, GETTING STARTED IS EASY!

Step: 1      Login using your User Code.

Step: 2      Select a picture from the image library.

Step: 3      Create a personal description (PassMark phrase) to the
                image.

Step: 4      Select your challenge questions and provide your answers.

Step: 5      Select whether to register this computer. (Note: Only register personal
                computers that you frequently use and are not available for public use.)

Step: 6      Select NEXT

The next time you log onto our internet banking service, Old Missouri National Bank will recognize you and display the image and personal description (PassMark phrase) you selected. If we don’t recognize the computer you are using to log in, we will ask you to answer one of the security questions you previously created. After completion of the steps above, if you don’t see the image you selected, exit the site immediately and notify the bank.

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.