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Business Products


Business Checking Account
  • No minimum balance required
  • Monthly activity based service charge offset by earnings credit based on the average 91 day T-bill rate.
  • No transaction restrictions
  • $500 minimum to open
Business Interest Checking (for sole proprietorships and non-profit organizations)
  • Competitive rate of interest paid each month
  • No minimum balance required
  • Monthly activity based service charge offset by earnings credit based on the average 91 day T-bill rate
  • $500 minimum to open
Business Money Market Checking
  • Tiered rates of interest paid each month on the daily balance (Rate may vary at the discretionof the bank)
  • $1,000 (minimum) daily balance required to avoid $10 monthly service charge
  • $1,000 minimum to open
  • 6 free debits/withdrawals each statement cycle*
*Checks, withdrawals or transfers from the account are limited by regulation to 6 per statement cycle with no more than three by check, draft or similar order to third parties. A transaction fee of $1 charged for any debit transaction in excess of 6 during the statement cycle.

Business Savings
  • Competitive interest rate paid quarterly (Rate may vary at the discretion of the bank)
  • $1.50 quarterly service charge waived if a balance of $100 is maintained for the quarter
  • 9 free debits/withdrawals per quarter*
  • $100 minimum to open
*Withdrawals or transfers from a Savings Account are limited by regulation to 6 per month with no transfers by check, draft, debit card or similar order to third parties. A transaction fee of $1 is charged for each debit transaction in excess of 9 during the statement cycle.
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Old Missouri Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.